Real rates from banks and fintechs. Compared side by side, no affiliate bias.
Amount
$5k–$250k
Term
3–24 mo
Type
Business Term Loan
Approval
Same day
Best for: Best for established businesses needing quick cash with good revenue.
Amount
$2.5k–$40k
Term
36–84 mo
Type
Personal
Best for: These loans are best for individuals looking to consolidate debt, improve their homes, or cover unexpected medical expenses without incurring origination fees.
Amount
$500–$100k
Term
12–84 mo
Type
car_finance
Approval
Same day
Best for: This loan is best for US residents looking for quick approval and a low starting APR for car financing.
Amount
$10k–$500k
Term
60–240 mo
Type
student_refinance
Approval
Same day prequalification
Best for: Existing Citizens Bank customers or borrowers with high student loan balances ($100K+)
Amount
$300–$10k
Term
12–48 mo
Type
personal
Approval
1-3 business days
Best for: Recent immigrants with no SSN and no US credit history who need a small loan and want to start building credit
Amount
$2k–$50k
Term
36–60 mo
Type
Personal
Best for: Individuals with a credit score of at least 600 seeking personal loans for debt consolidation or home improvement.
Amount
$50k–$3M
Term
180–360 mo
Type
mortgage
Best for: It's ideal for tech-savvy borrowers looking for a fast, fully digital mortgage application process.
Amount
$2k–$250k
Term
1–18 mo
Type
Business Line of Credit
Approval
Same day (online decision)
Best for: This product is best for small businesses looking for immediate access to funds without extensive paperwork. It's particularly suitable for those with a revenue-based qualification process.
Amount
$2k–$45k
Term
36–60 mo
Type
debt_consolidation
Approval
Same day funding
Best for: Borrowers who need fast funding for debt consolidation and value brand reliability
Amount
$5k–$100k
Term
24–84 mo
Type
Auto Refinance
Approval
Minutes (online decision)
Best for: This service is best for borrowers with a minimum credit score of 580 who are looking to refinance their auto loans and save money.
Amount
$5k–$1000.0k
Term
60–240 mo
Type
Student Refinance
Approval
Check rate in minutes, no hard credit pull
Best for: This service is best for individuals with good credit seeking to consolidate their student loans without additional fees and with added member benefits.
Amount
$1k–$50k
Term
24–84 mo
Type
Personal
Approval
1 business day
Best for: This service is ideal for those looking to consolidate debt or finance larger purchases without prepayment penalties.
Amount
$25k–$500k
Term
60–360 mo
Type
home_equity
Approval
Talk to an Equity Expert for quick assessment
Best for: This option is best for borrowers who want to access up to 95% of their home value quickly and easily through a digital process.
Amount
$5k–$250k
Term
6–12 mo
Type
Business Line of Credit
Approval
Same day
Best for: Best for small businesses with at least two years of operation and strong revenue.
Amount
$1k–$100k
Term
24–84 mo
Type
auto
Best for: Individuals with fair to good credit scores looking for flexible financing options for vehicle purchases.
Amount
$5k–$500k
Term
60–180 mo
Type
student_refinance
Approval
Minutes for prequalification
Best for: Borrowers who want competitive rates and care about social impact
Amount
$500–$25k
Type
personal
Best for: Active duty members who value on-base banking convenience.
Amount
$50k–$3M
Term
180–360 mo
Type
Mortgage Refinance
Approval
Pre-approval in minutes, closing in 3 weeks
Best for: This service is ideal for homeowners looking to refinance without origination fees and with a quick online process.
Amount
$3.5k–$40k
Term
36–72 mo
Type
debt_consolidation
Approval
1-4 business days
Best for: Borrowers with good credit who want a truly fee-free debt consolidation loan
