Real rates from banks and fintechs. Compared side by side, no affiliate bias.
Amount
Rs50k–Rs2M
Term
12–48 mo
Type
personal
Approval
3-5 business days
Best for: Salaried professionals with a stable income looking for quick cash without collateral.
Amount
Rs30k–Rs4M
Term
12–60 mo
Type
personal
Approval
10 working days
Best for: Salaried individuals aged 21+ or self-employed aged 25+ with a stable income looking for an unsecured loan.
Amount
Rs50k–Rs4M
Term
12–48 mo
Type
personal
Approval
Via branch or call 021 111 06 06 06
Best for: Individuals earning a minimum salary of PKR 50,000 who need financing for weddings, education, or medical expenses.
Amount
Rs50k–Rs3M
Term
12–48 mo
Type
personal
Approval
Instant via Alfa App (60 seconds for eligible)
Best for: Best for salaried individuals needing quick funds without collateral.
Amount
Rs30k–Rs3M
Term
12–48 mo
Type
personal
Approval
3-5 business days
Best for: Salaried individuals earning at least PKR 25,000, looking for a personal loan within a flexible repayment term.
Amount
Rs60k–Rs4M
Term
12–48 mo
Type
personal
Approval
Same day via JS Mobile
Best for: Best for salaried individuals and self-employed borrowers needing quick access to funds without collateral.
Amount
Rs50k–Rs3M
Term
12–48 mo
Type
personal
Approval
2-5 business days
Best for: Salaried individuals or self-employed professionals in need of quick access to substantial funds for personal expenses.
Amount
Rs25k–Rs3M
Term
12–48 mo
Type
personal
Approval
Via HBL Mobile App
Best for: This loan is ideal for salaried individuals and self-employed professionals looking for amounts up to PKR 3 million with a convenient repayment period.
