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Recently added

30.0–108.0% APR

Amount

₦5k–₦250k

Term

1–12 mo

Type

Personal

Approval

minutes

Best for: This service is best for individuals building their credit and seeking quick access to funds without lengthy approval processes.

GTBank Business Loan

Guaranty Trust Bank

Amount

₦1M

Term

12–60 mo

Type

business

Approval

1-2 weeks

Best for: Established Nigerian businesses with a solid trading history seeking significant funding for expansion.

25.44–31.8% APR

Amount

₦50k

Term

3–24 mo

Type

Personal

Approval

fast app-based approval

Best for: This service is best for individuals or small businesses looking to build their credit while accessing loans online through an app or website.

Amount

₦1M

Term

12–60 mo

Type

business

Approval

1-2 weeks

Best for: Nigerian entrepreneurs with existing Stanbic IBTC accounts seeking substantial working capital or trade finance.

48.0% APR

Amount

₦100k

Term

6–24 mo

Type

Personal

Approval

instant approval

Best for: This loan is best for individuals looking for quick access to funds with the ability to choose repayment terms that fit their budget.

36.0–99.0% APR

Amount

₦6k–₦1M

Term

4–52 mo

Type

Personal

Approval

minutes to 24 hours

Best for: This service is best for individuals with limited access to traditional banking who need immediate financial assistance without extensive paperwork.

Amount

₦150k

Term

1–12 mo

Type

business

Approval

24-48 hours

Best for: Established Nigerian businesses seeking quick funding for operational expenses or expansion.

24–456% APR

Amount

₦1.5k–₦5M

Term

1–36 mo

Type

Personal

Approval

5 minutes

Best for: This loan is best for individuals looking to build their credit scores while needing immediate access to funds. It's particularly suitable for those with a developing credit history.

UBA SME Business Loan

United Bank for Africa

Amount

₦500k

Term

12–60 mo

Type

business

Approval

1-2 weeks

Best for: Nigerian small to medium enterprises with solid financial projections and collateral who need significant funding for growth.

20.0–28.0% APR

Amount

₦200k

Term

6–60 mo

Type

Personal

Approval

bank review and disbursement to salary account

Best for: This loan is best for individuals with a high credit rating looking to fund personal projects or consolidate debt over an extended period, benefiting from competitive rates.

28.5–32.0% APR

Amount

₦200k

Term

6–60 mo

Type

Personal

Approval

Bank review and disbursement to salary account

Best for: This loan is ideal for individuals with strong credit who need quick access to funds for personal expenses.

60.0% APR

Amount

₦1.5k–₦1M

Term

1–12 mo

Type

Personal

Approval

5 minutes

Best for: This loan is ideal for individuals looking for quick financing solutions without extensive documentation, especially those building credit.

54–195% APR

Amount

₦2.5k–₦1M

Term

2–12 mo

Type

Personal

Approval

minutes

Best for: This loan is best for those looking to build their credit score while accessing up to NGN 1,000,000 instantly via a mobile app.