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Recently added

20.0–36.0% APR

Amount

KSh200k–KSh5M

Term

12–48 mo

Type

car_finance

Approval

48 hours

Best for: This service is best for Kenyan residents looking to buy a car with minimal upfront costs.

12.0–15.0% APR

Amount

KSh50k–KSh7M

Term

12–72 mo

Type

personal

Approval

2-3 business days

Best for: This loan is best for individuals seeking significant funding without collateral and those wanting the security of retrenchment cover.

18.0–36.0% APR

Amount

KSh100k–KSh2.5M

Term

6–48 mo

Type

car_finance

Approval

Fast approval, same-day disbursement possible

Best for: This loan is best for Kenyan citizens or residents looking to purchase vehicles of any age or model with minimal down payment requirements.

15.0–18.0% APR

Amount

KSh10k–KSh3M

Term

12–60 mo

Type

personal

Approval

2-5 business days

Best for: This loan is best suited for individuals and businesses in semi-urban and rural Kenya looking for reliable funding options.

14.0–19.0% APR

Amount

KSh500k

Term

12–60 mo

Type

car_finance

Approval

Quick processing through KCB branches

Best for: This loan is best for individuals looking to finance up to 90% of a vehicle's value, with flexible repayment options.

18.0–22.0% APR

Amount

KSh5k–KSh2M

Term

6–48 mo

Type

personal

Approval

1-3 business days

Best for: This loan is best for women entrepreneurs and salaried employees in need of financial support. KWFT's focus on women sets it apart in Kenya’s microfinance space.

Stanbic Bank Vehicle Loan

Stanbic Bank Kenya
13.0–18.0% APR

Amount

KSh500k

Term

12–60 mo

Type

asset_finance

Approval

3-5 business days

Best for: It's best for Kenyan citizens or residents looking for significant financing to purchase a vehicle.

15.0–18.0% APR

Amount

KSh10k–KSh5M

Term

12–72 mo

Type

personal

Approval

2-5 business days

Best for: This loan is best for employed individuals seeking quick access to funds without collateral, especially those with a regular salary.

14.0–18.0% APR

Amount

KSh500k

Term

12–48 mo

Type

car_finance

Approval

3-5 business days

Best for: Best for Kenyan residents looking for substantial financing options, with loans ranging from KES 500,000 to KES 10,000,000.

14.0–17.0% APR

Amount

KSh10k–KSh5M

Term

12–72 mo

Type

personal

Approval

1-3 business days

Best for: This loan is best for individuals looking for both secured and unsecured options at a lower interest rate, especially following the recent CBK rate cuts.

DTB Car Finance

Diamond Trust Bank
13.0–17.0% APR

Amount

KSh500k

Term

12–72 mo

Type

car_finance

Approval

3-5 business days

Best for: This financing solution is ideal for Kenyan residents looking for straightforward car loans with manageable repayment terms.

14.0–18.0% APR

Amount

KSh50k–KSh3M

Term

12–60 mo

Type

personal

Approval

2-5 business days

Best for: This loan is best for individuals seeking unsecured financing with flexible repayment terms, especially those with stable salaries.

M-Shwari Loan

M-Shwari (Safaricom/CBA)
90.0% APR

Amount

KSh100–KSh50k

Term

1 mo

Type

personal

Approval

Instant

Best for: This service is best for individuals who have consistent M-PESA usage and savings, enabling them to access quick loans without lengthy approval processes.

15.0–18.0% APR

Amount

KSh10k–KSh5M

Term

12–72 mo

Type

personal

Approval

2-5 business days

Best for: This loan is ideal for individuals seeking a reliable financing option with manageable repayment terms, particularly if you receive your salary through check-off.

11.0–14.0% APR

Amount

KSh50k–KSh5M

Term

12–72 mo

Type

personal

Approval

2-5 business days

Best for: This loan is ideal for individuals needing immediate funds without collateral, especially for personal emergencies or significant expenses.

13.0–16.0% APR

Amount

KSh50k–KSh5M

Term

12–72 mo

Type

personal

Approval

2-3 business days

Best for: Ideal for individuals seeking a substantial unsecured loan with a lengthy repayment period and credit life insurance.

88.0–107.0% APR

Amount

KSh50–KSh150k

Term

1–6 mo

Type

personal

Approval

Instant

Best for: Ideal for individuals needing quick cash with a flexible repayment plan based on their savings and payment history.

13.0–16.0% APR

Amount

KSh50k–KSh5M

Term

12–72 mo

Type

personal

Approval

2-5 business days

Best for: This loan is best for existing I&M Bank customers looking for quick access to funds via a user-friendly app.

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