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Recently added

10.5–13.5% APR

Amount

₹100k–₹5M

Term

12–180 mo

Type

student

Approval

3-5 business days

Best for: Students admitted to premier institutions (IITs, IIMs, top foreign universities) who value fast disbursement and are willing to pay slightly higher rates for convenience.

8.15% APR

Amount

₹100k–₹2.5M

Term

12–84 mo

Type

car_finance

Approval

Loan disbursal in as little as 30 minutes

Best for: It's best for salaried individuals or self-employed persons looking for quick disbursement and a range of loan amounts.

6.85–11.25% APR

Amount

₹100k

Term

12–180 mo

Type

student

Approval

7-10 business days

Best for: Students needing high-value loans for premier Indian or international institutions who want PSU-bank rates with a wider branch network than other PSU alternatives.

10.49–22.0% APR

Amount

₹50k–₹4M

Term

12–60 mo

Type

personal

Approval

Same day

Best for: This loan is best for individuals seeking a substantial amount (up to ₹40 lakhs) with a quick and easy online application process.

PNB Saraswati Education Loan

Punjab National Bank
6.85–11.6% APR

Amount

₹100k–₹5M

Term

12–180 mo

Type

student

Approval

7-14 business days

Best for: Merit-based students admitted to premier Indian institutions (IITs, IIMs, NIFT, NID, IISc) who want rock-bottom PSU rates and don't mind the paperwork.

10.25–24.0% APR

Amount

₹50k–₹4M

Term

12–60 mo

Type

personal

Approval

Same day

Best for: This loan is best for individuals seeking quick access to funds with flexible repayment options and those who maintain a high credit score.

SBI Student Loan Scheme

State Bank of India
6.9–9.9% APR

Amount

₹100k–₹5M

Term

12–180 mo

Type

student

Approval

15 business days

Best for: Students pursuing UG/PG degrees at recognised Indian institutions who want the lowest possible interest rate and don't mind longer processing times.

9.99–21.0% APR

Amount

₹50k–₹5M

Term

12–60 mo

Type

personal

Approval

Same day

Best for: This loan is best for individuals with a high credit score looking for substantial amounts quickly, especially pre-approved customers.

SBI New Car Loan

State Bank of India
8.9–9.85% APR

Amount

₹100k

Term

12–84 mo

Type

car_finance

Approval

Quick disbursement after approval

Best for: This loan is best for individuals with a stable income looking to finance a new vehicle.

7.25–10.1% APR

Amount

₹100k

Term

12–180 mo

Type

student

Approval

5-10 business days

Best for: Students pursuing master's degrees at top-ranked global universities or premier Indian institutes who want PSU rates with competitive terms.

8.5–13.0% APR

Amount

₹100k

Term

12–144 mo

Type

student

Approval

3-7 business days

Best for: Students pursuing expensive international programs (MBA, medicine) who need high loan amounts with flexible repayment structures and quick processing.

10.25–19.0% APR

Amount

₹50k–₹5M

Term

12–60 mo

Type

personal

Approval

Same day

Best for: This loan is best for individuals seeking quick funding with a fully digital application process and no collateral requirements.

8.4–11.5% APR

Amount

₹100k

Term

12–84 mo

Type

car_finance

Best for: This loan is ideal for both salaried and self-employed individuals looking to finance new or pre-owned vehicles.

6.9–13.5% APR

Amount

₹50k–₹7.5M

Term

12–180 mo

Type

student

Approval

5-7 business days

Best for: Students heading abroad or to premier Indian institutes who want a private bank experience with competitive rates for top-tier admissions.