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PTSB Personal Loan

Permanent TSB
6.2–8.8% APR

Amount

€1.5k–€75k

Term

12–60 mo

Type

personal

Approval

Approval in minutes online or in-app

Best for: This loan is best for individuals in Ireland looking to finance personal projects or consolidate debt with amounts up to €75,000.

7.1–8.9% APR

Amount

€2k–€75k

Term

12–60 mo

Type

personal

Approval

Online applications in about 15 minutes for existing customers

Best for: This loan is best for borrowers looking for a quick application process and the ability to borrow significant sums without needing savings.

6.7–19.9% APR

Amount

€5k–€75k

Term

12–120 mo

Type

personal

Approval

Apply online, approval subject to review

Best for: This loan is best for those needing a significant amount of funding, with loans ranging from €5,000 to €75,000.

8.65–8.95% APR

Amount

€1k–€75k

Term

12–60 mo

Type

personal

Approval

Decision within 3 hours for online applications

Best for: This loan is ideal for individuals with a strong credit profile looking to finance personal projects or investments, especially those interested in green initiatives.

6.9–19.9% APR

Amount

€5k–€75k

Term

12–84 mo

Type

personal

Approval

Apply online

Best for: Ideal for customers seeking a straightforward personal loan with fixed rates for various purposes, from home improvements to personal expenses.

8.0–12.68% APR

Amount

€1k–€75k

Term

12–120 mo

Type

personal

Approval

Varies by credit union, many offer quick approval

Best for: These loans are best for individuals seeking a personal loan with lower APR rates and a community-oriented approach to lending.

6.5–12.99% APR

Amount

€2k–€30k

Term

12–60 mo

Type

personal

Approval

Apply in-app, quick decision

Best for: Best for those who prefer a digital-first approach and need a flexible repayment option.