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Recently added

Amount

Up to CA$10

Term

4–12 mo

Type

Credit Builder

Approval

Instant approval

Best for: This service is best for individuals who are new to credit or those looking to rebuild their credit history through responsible spending.

8.99–23.99% APR

Amount

CA$5k–CA$50k

Term

12–84 mo

Type

Personal

Approval

Same day to 2 business days

Best for: This loan is best for individuals seeking a reliable option for larger expenses, such as home renovations or debt consolidation.

19.9–34.9% APR

Amount

CA$1k–CA$15k

Term

12–100 mo

Type

Personal

Approval

Same day

Best for: This product is best for individuals seeking quick access to funds with a straightforward online application process.

9.0–10.0% APR

Amount

CA$3k–CA$200k

Term

12–60 mo

Type

Personal

Approval

1-3 business days

Best for: This loan is best for individuals looking to consolidate debt or finance significant purchases without collateral, thanks to its high limit and varied terms.

National Bank Personal Loan

National Bank of Canada
7.95–14.95% APR

Amount

CA$2k–CA$50k

Term

12–60 mo

Type

Personal

Approval

1-3 business days

Best for: This loan is best for Quebec-based customers looking for personalized loan options with both fixed and variable rates.

19.9–46.93% APR

Amount

CA$500–CA$25k

Term

6–60 mo

Type

Personal

Approval

15 minutes

Best for: This service is best for borrowers needing fast approvals and flexible eligibility criteria.

9.99–34.95% APR

Amount

CA$300–CA$35k

Term

12–60 mo

Type

Personal

Approval

Same day

Best for: This service is ideal for individuals looking to build their credit while accessing loan amounts between $500 and $35,000 with fast funding.

6.95–12.95% APR

Amount

CA$500–CA$50k

Term

12–60 mo

Type

Personal

Approval

1-3 business days

Best for: This loan is best for current Desjardins members seeking flexible terms and personalized service, along with those who prefer a well-established institution.

8.99–22.99% APR

Amount

CA$2k–CA$35k

Term

12–60 mo

Type

Personal

Approval

Same day to 3 business days

Best for: This loan is ideal for high-credit borrowers looking for loans starting at $2,000 with long repayment terms.

29.99–34.99% APR

Amount

CA$500–CA$50k

Term

6–120 mo

Type

Personal

Approval

Same day

Best for: Best for those who need quick access to unsecured funds and prefer both online and in-branch support.

7.49–12.99% APR

Amount

CA$1k–CA$50k

Term

12–60 mo

Type

Personal

Approval

1-3 business days

Best for: This loan is best for members of Meridian looking for flexible personal loan options with reasonable APRs and a commitment to customer service.

6.0–10.0% APR

Amount

CA$5k–CA$75k

Term

12–60 mo

Type

Personal

Approval

1-2 business days

Best for: Ideal for individuals with strong credit profiles looking for long-term borrowing solutions with flexible repayment options.

7.45–12.45% APR

Amount

CA$1k–CA$50k

Term

12–60 mo

Type

Line of Credit

Approval

1-3 business days

Best for: This product is best for Canadians who prefer managing their finances online and are looking for a straightforward line of credit with no hidden fees.

9.0–13.0% APR

Amount

CA$5k–CA$50k

Term

12–60 mo

Type

Personal

Approval

1-3 business days

Best for: This loan is ideal for individuals with a high credit score looking for long-term financing options without the worry of early repayment fees.

9.9–46.96% APR

Amount

CA$500–CA$35k

Term

6–60 mo

Type

Personal

Approval

Minutes (online)

Best for: This loan is best for Canadians seeking short-term financing with a straightforward online application process and quick approvals.

8.99–34.99% APR

Amount

CA$1k–CA$35k

Term

36–60 mo

Type

Personal

Approval

3-5 business days

Best for: This platform is ideal for Canadians looking to build their credit while accessing lower interest loans. It's also suitable for individuals seeking to invest in personal loans for high-yield returns.

8.99–29.49% APR

Amount

CA$2k–CA$35k

Term

24–84 mo

Type

Personal

Approval

1-2 business days

Best for: This loan is best for individuals with a building credit tier seeking longer loan terms of up to seven years.